Terms of Use

Last updated: August 25, 2026

By using MyClearCost, you agree to these terms. If you do not agree, do not use the site.

License

We grant you a personal, non-exclusive license to use the calculators for your own planning. You may not scrape the site in a way that harms service, copy the tools into a competing paid product, or misrepresent results as a lender quote or a tax filing.

No professional relationship

Use of the site does not create an attorney-client, adviser, tax-preparer, or lender relationship. See the disclaimer and how we calculate.

Accuracy

We try to keep formulas correct. Tax rates are statewide averages or simplified percentages, not your county bill or Form W-2. Lenders use different PMI, insurance, and fee schedules. You are responsible for verifying figures before you sign.

User conduct

Do not use the site to break the law, to interfere with other visitors, or to submit abusive contact messages. We may refuse or ignore mail that is spam.

Limitation of liability

The site is provided “as is.” To the fullest extent allowed by law, we are not liable for decisions you make based on estimates, including buying a house, a car, or paying a debt.

Governing law

These terms are governed by the laws of the United States and the state in which the site operator resides, without regard to conflict-of-law rules.

Contact

Questions about these terms: contact page.